Note: The Flat Fee MLS and Full Service Listing is available only in Bloomington-Normal and Peoria MLS markets. 



Selling and buying a home is one of the most important events in our lives. For most of us, home equity is our primary form of savings. We count on it for retirement, to help finance our children's education, or perhaps to accumulate a down payment for our dream home. Our goal is to help you maximize your savings when you are selling your home and /or you are buying a home and provide the best customer service we can.

Over the years, we have learned that one size doesn't fit all.  Thousands of families have sold their homes through, and we know it works!  Occasionally, though, customers need something more than a choice between FsboLocal and listing with a realtor.  For example, if timeframes are tight, or people want to maximize the marketing coverage of their home for sale, or they need the professional services of a realtor, we can help.   FsboLocal understands... and we are now licensed to provide additional realtor services through our CiVRealty.  Gaining the exposure from the combination of FsboLocal and the MLS Listing Service is a marketing advantage offered exclusively to FsboLocal customers.

Seller's options:

  1. Selling as By Owner (FsboLocal) - You can advertise your property at any time using the Create/Place Ad page on You pay a one-time advertisement fee ($306). We provide you the yard sign/ signs with your phone number and also provide the photography for no additional cost (NOTE: Photography is provided only in cities/ towns where we have a local representative). Customers can upload their own photographs at any time. If you need assistance in creating the ad, please call us any day from 7:00 AM-10:00 PM (central time) 309-287-9639. or contact us via email: 

  2. Selling as By Owner and Flat Fee MLS ( + Flat Fee MLS) - You can request your home to be listed on local MLS services for an additional cost of $293.  The MLS listing option is available to our customers ONLY.  When you request to list your property in local MLS, the FsboLocal sign will be replaced by CiVRealty sign with our broker's phone number.  After listing the property on MLS, your advertisement on will not change; you will still be able to sell by owner and pay no commission fees. If you sell your property to a buyer brought to you by a buyer's agent, you will be paying the buyer's agent's commission (which you agreed to pay before listing in MLS). NOTE: Property will be listed in MLS service only through our Broker/Agent in order to keep your advertisement on  For any assistance or questions about MLS listing please call 309-287-9639.

  3. Selling as Sale by Owner and Full Service Listing (FsboLocal + CiVRealty) - Any time after your property is advertised on FsboLocal you can request to list with our broker for full service for a commission of 4.0%. You will have the option to keep your property advertised on while listed with our broker for full service; you will still be able to sell as by owner. If you get the buyer from FsboLocal without any agent/ broker and you sell your home, you just pay $1500 to our broker and he will do all the paper work, help you in closing. NOTE: Property will be listed for full service only through our Broker/Agent in order to keep your advertisement on For any assistance or questions about MLS listing please call 309-287-9639

Summary of Different Options

Different Options


Services Provided




Sale By Owner

$306 - $295 (Four months and two months)

Metal Yard with your phone number, Open house and directional sign, Photography, Property Flyers,  Open house advertised on, Real Estate Forms

Flat Fee MLS - CiVRealty

$293 + Buyers agents commission

MLS Listing, Yard sign, Agent Negotiation, Lockbox, Photography, Property Flyers

Full Service Listing - CiVRealty

1%  + Buyers agent's commission

MLS Listing, Yard sign, Agent Negotiation, Photography, Lockbox, Photography, Property Flyers, Agent Open House, CMA Report, Realtor advice, Open house advertised in local newspaper.  Realtor available 24/7.Can request a meeting with realtor.

How much you will pay for each option:

  • Sale by Owner advertisement only - $306.

  • Sale By Owner Advertisement + Flat Fee MLS - $599 + agreed upon Buyer's agent commission (only if Agent/ Broker brings the buyer)

  • Sale By Owner advertisement + Full Service Listing – $306 + 4.0 % (includes up to 3.0% Buyer's agent's commission)
  • Buyer's options:

    1. Searching the Sale by Owner properties - You can search the sale by owner properties via View homes for Sale link on For more information or discussing the offer please contact the owners directly.

    2. Hire our broker/Agent as Buyer's agent - We will try to find the best available property with your specifications. Hiring us as buyer's agent will give you more bargaining power because of our lower commission as buyer's agent.

    For any questions please contact us at 309-287-9639, Email us at